

Where Smart Money Belongs
High-performing CDs. Limited time.
Grow with confidence through exclusive Certificate of Deposit rates available for a short time only. Whether you prefer a shorter term or a steady year of growth, Bank47 CDs are designed for people who know how to make smart money moves.
Our Featured CD Rates

6-Month CD
4.17% Interest Rate | 4.25% APY
- Minimum $500 to open
- New money to Bank47 required
- Monthly compounding, paid at maturity
- Auto renews at 6-month term
- Early withdrawal penalty: one month’s interest
12-Month CD
4.07% Interest Rate | 4.15% APY
- Minimum $500 to open
- New money to Bank47 required
- Monthly compounding, paid at maturity
- Auto renews at 12-month term
- Early withdrawal penalty: one month’s interest
Why Bank47
Smart money does not chase. It chooses.
At Bank47, you will find a private, concierge approach to banking where rates are competitive, service is personal, and your goals come first.
- Exclusive offers for qualified deposits
- Local expertise with personal attention
- Simple terms, steady returns
APYs = Annual Percent Yield. APYs are current as of 11/14/2025. Rates are subject to change. Fees may reduce earnings.
*Minimum $500 to open. New money to Bank47 required. Interest compounding daily, credited monthly. Auto renews at 6-month term. A penalty may be imposed for early withdrawal.
**Minimum $500 to open. New money to Bank47 required. Interest compounding daily, credited monthly. Auto renews at 12-month term. A penalty may be imposed for early withdrawal.