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Certificates of Deposit

Where Smart Money Belongs

High-performing CDs. Limited time.

Grow with confidence through exclusive Certificate of Deposit rates available for a short time only. Whether you prefer a shorter term or a steady year of growth, Bank47 CDs are designed for people who know how to make smart money moves.
 
 

Our Featured CD Rates

 
 

6-Month CD

4.17% Interest Rate | 4.25% APY
  • Minimum $500 to open
  • New money to Bank47 required
  • Monthly compounding, paid at maturity
  • Auto renews at 6-month term
  • Early withdrawal penalty: one month’s interest

12-Month CD

4.07% Interest Rate  | 4.15% APY
  • Minimum $500 to open
  • New money to Bank47 required
  • Monthly compounding, paid at maturity
  • Auto renews at 12-month term
  • Early withdrawal penalty: one month’s interest

Why Bank47

Smart money does not chase. It chooses.

At Bank47, you will find a private, concierge approach to banking where rates are competitive, service is personal, and your goals come first.

  • Exclusive offers for qualified deposits
  • Local expertise with personal attention
  • Simple terms, steady returns

Ready to make the smart move?

Put your money where it belongs with Bank47.

It takes just a few minutes to get started. Open your CD today and let your smart money start working for you.

APYs = Annual Percent Yield. APYs are current as of 11/14/2025. Rates are subject to change. Fees may reduce earnings.
*Minimum $500 to open. New money to Bank47 required. Interest compounding daily, credited monthly. Auto renews at 6-month term. A penalty may be imposed for early withdrawal.
**Minimum $500 to open. New money to Bank47 required. Interest compounding daily, credited monthly. Auto renews at 12-month term. A penalty may be imposed for early withdrawal.